According to the latest U.S. Census figures, 565,000 Oklahomans, or 15.8 percent of the total population, were without health insurance in 2007-2008. The uninsured rate is just under 10 percent for children but over 20 percent for adults ages 18-64.

The Oklahoma Legislature has made several efforts in recent years to chip away at the number of uninsured by expanding eligibility for Insure Oklahoma, a program that provides public subsidies towards the purchase of employer-sponsored coverage for employees of small businesses or a public product for those without access to employer coverage. Eligibility for Insure Oklahoma goes up to 200 percent of the federal poverty level ($44,000 for a family of four) and is available to employees of businesses with up to 250 employees.

continue reading Hurry up and wait: Even with federal approval, Oklahoma coverage expansions left on hold

If you’re reading this blog, chances are you’ve got opinions and points of view on some of the major policy issues confronting Oklahoma. What impact is the economic downturn and fiscal crisis having on the organizations you’re involved in and the people you care about? What should we be doing to operate government more effectively and fund services more fairly? What program is working that not enough people are hearing about?

This blog aims to be a forum where Oklahomans can share their perspectives, and we encourage you to contribute to  the conversation by submitting a guest blog post. Think of it as an op-ed with links.  We will help publicize pieces we post to our audiences and encourage you to send out the link to your friends, colleagues and networks.

continue reading Help us do our work – Contribute to our blog

As the economic downturn continues to take its toll in Oklahoma and across the nation, how financially prepared are families to deal with extended periods of unemployment and underemployment. Newly-released data (PDF) from CFED that focuses on “asset poverty” confirms that many Oklahomans have little or no financial cushion on which to fall back.

Asset poverty is a measure that establishes a minimum threshold of wealth needed for household security:

A household is asset poor if it has insufficient net worth to support itself at the federal poverty for three months in the absence of income. Asset poor households would not have enough savings or wealth to provide for basic needs during a sudden job loss or a medical emergency.

continue reading Asset poverty data shows many have no cushion to fall back on

Just when it looked as if the the extended negotiations over how to address FY ’10 budget shortfalls were finally resolved, a new wrinkle emerged this week.  As a means to protest the continued failure to find supplemental funds for senior nutrition programs in the Department of Human Service, Senate Democrats refused to approve the emergency clause on a bill to transfer $30 million to the Special Cash Fund . Without an emergency clause, the transfer cannot take effect until July 1st, which threatens a whole series of agreements between the House, Senate and Governor intended to put this year’s budget to rest. (Update: an agreement was announced Wednesday afternoon on funding for senior nutrition programs allowing the emergency clauses for the funding bills to be passed).

continue reading From the frying pan to the fire: As FY 10 budget battle re-erupts, the real hard work waits

We are following with keen interest legislation introduced this session by Senator Bill Brown that would allow for the issuing of health insurance coverage across state lines. SB 2046, which passed the Senate Retirement and Insurance committee and awaits consideration by the full chamber, is part of a national push to expand access to health insurance by creating inter-state competition. According to a recent New York Times article:

Proponents of the idea say that the tangle of state regulation drives up costs, particularly in states with heavy mandates, and that a quick and easy way to reduce prices would be to allow people in states where insurance is expensive, like New York or Massachusetts, to buy policies in low-cost states like Minnesota.

Senator Brown’s bill explicitly states that “out-of-state insurers shall not be required to offer or provide state-mandated health insurance benefits required by Oklahoma law or regulations in health insurance policies sold to Oklahoma residents.”

continue reading Barking up the wrong tree again: New insurance legislation aims to offer more choices for third-rate coverage

House Speaker Chris Benge this week was joined by Republican Senator Patrick Anderson and Democratic Senator John Sparks in unveiling a proposal to create a new budgetary reserve fund to help cushion the state from a repeat of the extreme revenue volatility seen in recent years. The proposal, introduced as a committee substitute for the Speaker’s bill HB 3032, is for gross production tax collections exceeding a 3-year moving average to be set aside into an Energy Stabilization Fund. When gross production taxes fall below their 3-year average, revenues would automatically flow back to the General Revenue Fund. In addition, interest from the Fund’s principal would be dedicated to enhanced energy recovery research.

continue reading Energy Stabilization Fund proposal would help avoid wild budget swings

Our friends at the Center on Budget and Policy Priorities (CBPP) have put out a new paper addressing the acute fiscal crisis facing states across the nation. As shortfalls reach a level where they are seriously compromising the ability of state government to provide core public services, the Center calls for a balanced approach that “ensures that no one segment of residents and businesses bears the brunt of recession-induced deficits.” Their seven components of a balanced approach are:

• Efficiency – focusing on the goals of expenditures and whether there are better ways to reach those goals;
• Using all available resources – employing reserves, rainy day funds, and federal fiscal relief funds responsibly and wisely;
• Scrutinizing all spending, not just what is appropriated through the budget – including programmatic expenditures made in the form of tax breaks;
• Improved collections – aggressively seeking taxes due that are not being paid;
• Tax increases – particularly those that have a more positive impact on the economy than spending cuts;
• Prioritization – making careful decisions based on goals and effectiveness when budgets must be cut; and
• Paying close attention to future impact while fixing today’s problems.

continue reading A balanced approach to the state budget: How are we doing?

I posted an entry this morning that compared the mid-year budget cuts being absorbed by each of the ten largest state agencies. Unfortunately, the post – which I’ve now deleted -  included outdated information regarding funding for the Departments of Transportation and Common Education. In particular, I was unaware of a bill (HB 2433) that imposed a 7.5 percent cut to ODOT’s appropriation from the State Transportation Fund, and of some additional funding decisions (included in HB 2352) that aim to restore a greater part of the funding cuts to the Department of Education than initially announced. I will re-examine this and post revised numbers once FY ’10  appropriations bill have made it through the process. I apologize for the error and any confusion or inconvenience it may have caused.

For the second time in less than a month, the Governor and legislative leaders have announced an agreement on how to address the huge shortfalls in this year’s budget caused by declining revenue collections. This second agreement is not much different than the initial January agreement: monthly across-the-board cuts of ten percent of allocations from the General Revenue Fund will continue for the rest of the year, with the extent of cuts to some agencies mitigated by additional funds. This “addendum” to the January deal involves two main components:

continue reading Budget deal (2): Social service agencies shut out of additional funding, again

There is definitely something in the air. Over the past several weeks, there has been a heavy flurry of attention paid to the state’s system of tax expenditures, the array of over 450 exemptions, credits, deductions and the like that allow taxes not to be paid when they otherwise would. Yesterday, we released an in-depth issue brief which we titled “Let There Be Light: Making Oklahoma’s Tax Expnditures More Transparent and Accountable.” In our press release, we stated:

While the merits of granting tax preferences can be debated as a matter of principle, the reality is that they are unlikely to be abandoned entirely. There is a chance now to build on important progress made in recent years in increasing disclosure and scrutiny of tax expenditures to really get a handle on which tax breaks are worthwhile and effective, and which are wasteful giveaways.

continue reading Will the brakes be put on tax breaks?