Closing the door on lawful immigrants: How HR 1 reshapes the safety net in Oklahoma

Communications Associate Kati Malicoate co-authored this article.

When discussing H.R. 1, the 2025 federal reconciliation bill, there’s a familiar talking point that the bill is finally going to stop “illegal immigrants” from getting welfare. The reality, however, is that undocumented immigrants have never been eligible for programs like Medicaid, SNAP (food assistance), or Affordable Care Act (ACA) subsidies in Oklahoma or the rest of the country.

What H.R. 1 actually does is strip Medicaid, SNAP, and ACA subsidies away from many lawfully present immigrants who have been eligible for years — including refugees, asylees, certain parolees, trafficking survivors, and other lawfully residing immigrants. This creates new gaps where some lawful residents have no affordable coverage option at all. 

For Oklahoma, that means mixed-status families and lawful immigrants who follow the rules and already face a maze of eligibility rules will be pushed off health coverage and food assistance, with consequences that ripple through schools, hospitals, and local economies.

Federal law already excluded most immigrants from accessing public benefits

The United States has long restricted immigrants’ access to federal public benefits. Undocumented immigrants have never been eligible for Medicaid, SNAP, TANF, or similar programs, and in 1996, the US restricted eligibility for lawfully present immigrants even further with the Personal Responsibility and Work Opportunity Reconciliation Act of 1996. This act also created a category of “qualified” immigrants — including lawful permanent residents after a five-year wait, refugees, asylees, certain humanitarian parolees, trafficking survivors, Cuban-Haitian entrants, and migrants from countries in the Compact of Free Association  — who could qualify for certain benefits if they met income and category rules. SNAP eligibility also included certain long-residing and humanitarian-status immigrants, subject to federal rules, while still excluding undocumented immigrants entirely.

For decades, Oklahoma has followed these federal laws; undocumented immigrants in Oklahoma have never been able to enroll in SoonerCare (Oklahoma’s Medicaid program), get SNAP, or qualify for ACA premium tax credits. Still, pervasive false rhetoric suggesting immigrants freely tap into “welfare” has spurred policymakers to increase immigrants’ barriers to the safety net, most recently with H.R. 1.  

Changes from H.R. 1 leave many lawfully present families without health coverage or food assistance 

Beginning in 2026, H.R. 1 dramatically narrows who can receive federally funded Medicaid based on immigration status. Under the law, coverage is largely limited to lawful permanent residents after the five-year waiting period, Cuban-Haitian entrants, and migrants from Compact of Free Association nations. 

Some states have adopted a federal option known as CHIPRA 214, which helps limit the harms created by H.R. 1  by allowing states to continue covering certain lawfully residing children and pregnant people through Medicaid or CHIP. While CHIPRA does exclude most other lawfully present immigrants, it is the best option states have to protect healthcare access for noncitizens with legal status. Most states have taken this step — 38 provide coverage for children and 32 for pregnant people — but unfortunately, Oklahoma has not adopted this option. 

Because Oklahoma hasn’t adopted CHIPRA 214, lawfully residing children and pregnant people who would remain eligible for coverage in other states won’t be covered here. And for other lawfully present immigrants, there’s no fallback option states can adopt to help them. The result is straightforward: people who are lawfully present lose coverage with nowhere else to turn.

At the same time, H.R. 1 also strips away Affordable Care Act Marketplace subsidies for large groups of lawfully present immigrants. Starting in 2026, immigrants with incomes below 100% of the federal poverty level who were previously eligible for Marketplace subsidies — because they were barred from accessing Medicaid — lose that help. In 2027, premium tax credits are further restricted, cutting off refugees, asylees, and many other lawfully present immigrants from affordable health care coverage.

The law also tightens SNAP eligibility for immigrants, eliminating food assistance for many lawfully present people with humanitarian statuses. Together, these changes remove both health coverage and food assistance from large numbers of lawfully present families, leaving many with no realistic way to stay insured or meet basic needs.

What this means for Oklahoma families and communities

In Oklahoma, these losses will ripple across communities and systems statewide. When people lose coverage, they delay care, skip prescriptions, and rely on emergency rooms for treatment — driving up uncompensated care costs for hospitals and clinics, especially in rural areas. For immigrant families, fear of enforcement or immigration consequences can further deter people from seeking care, worsening health outcomes and increasing the risk of communicable illness.

At the same time, tighter SNAP rules will increase food insecurity in immigrant-heavy neighborhoods, pushing more families toward already-strained food pantries, churches, and community organizations. This pressure comes in a state where food insecurity is already alarmingly high: Oklahoma ranks sixth in the nation, with nearly 17% of households experiencing food insecurity between 2022 and 2024 — well above the national average of about 14%. H.R. 1 will only deepen a crisis that many Oklahoma families are already struggling to navigate, shifting the burden of a federal policy choice onto organizations that were never designed to function as a national safety net.

Oklahoma will also lose federal dollars that would have flowed through Medicaid, SNAP, and ACA subsidies into local hospitals, grocery stores, and small businesses. These dollars are spent in local communities, supporting jobs and services — when they disappear, the economic harm ripples through local economies.

All Oklahomans — legal residents and citizens alike — will be worse off with H.R. 1

H.R.1 has ushered in harmful changes in benefits eligibility for Oklahomans, all because of the false myth that immigrants are unlawfully receiving federal public benefits. Undocumented immigrants have never been eligible for federally funded programs, including Medicaid, SNAP, TANF, or ACA subsidies, and lawfully present immigrants have long faced restrictions and hurdles in accessing benefits. Restricting access to programs that support health and food security will have negative spillover effects for all Oklahomans — from harms to the economy to public health. Instead of penalizing individuals because of their immigration status, policymakers should focus on passing comprehensive immigration reform that solves problems, not make them worse.

ABOUT THE AUTHOR

Gabriela joined OK Policy as an Immigration Policy Analyst in August 2021. Raised in Oklahoma City, she graduated from the University of Oklahoma with a Bachelor of Arts in International Studies with minors in German, Arabic, and International Security Studies. During college Gabriela had internships at the Council on American-Islamic Relations Oklahoma, the Office of former Congresswoman Kendra Horn, and she took part in events to help educate first-generation Latinx students on how to attend college. Gabriela looks forward to using her skills at OK Policy to work towards a more equitable future for all Oklahomans.