Individual mandate

An individual mandate is a requirement that all persons procure a particular good or service. In health care, it refers to the requirement within the Affordable Care Act that most Americans must carry health insurance or pay a tax penalty. The Supreme Court upheld the ACA’s individual mandate as constitutional in 2012, but the major tax bill passed by Congress eliminated the penalty beginning in 2019. Lacking a federal individual mandate, states can implement their own, as Massachusetts did prior to the ACA.