“Just because you purchase coverage that doesn’t include cancer treatment because your family doesn’t have a history of cancer, insurance could then prove to be totally useless if, surprise, you develop an actual serious health condition like cancer. At that point, this health coverage might be slightly less expensive but it would also be useless in the case of a medical emergency.”
-OK Policy Analyst Carly Putnam, explaining how loosening health insurance mandates through HB 478 could lead to skimpy coverage that fails to cover important treatments and services (Source)